[Updating] !Notes on your Assets

Assets

Business
Investment
- TODO
Pension in Stocks
- Put >20K on pension each 6 months
- My-Stocks

Stratery on Stock investment

notes
- active income
  - business
  - arbitrage
- passive income
  - dividends
  - real estate investment
- Assume US stock will rise again
  - invest more on stock, because don't want to lose more money in stock
Strategy
- less 50% money on some stock for more moeny
- at least 30% on index ETFs
- hold cash if not good choices
- 70% 成长型, 30% 创收资产
  - 50% on US equities, 40% on asian equities, 10% cash
  - 基金以 5% 为界调整, 股票以 10% 为界调整
  - check every month
- 60% 成长型, 40% on 退休基金
rebalance use wealthfront.com
input:
- 2020-09-10 -> 221497.25 - 6650 = 214847.25
  - -6650 比亚迪电子亏损
  - around 2500 hkd cash
- 2020-09-07 -> 221197.25 + 300 = 221497.25
  - - 300
  - around 3k hkd cash
- 2020-09-03 -> 221197.25 + 3,762.96 = 224960.21
- 175011.66 + 7900 + 16006.02 + 20279.57 + 3000 = 222197.25 hkd
- around 3,762.96 hkd cash
- 2020-09-01
- 165026.66 + 4,900 + 16006.02 + 20279.57 = 206212.25 hkd
input on sofi.hk
> ---------
- 2020-12-16
  - 105569.9 hkd
  - -19098.93 hkd
- 2020-11-18
  - 131198.83 hkd
  - +50000 hkd
- 2020-11-13
  - -52990 hkd
  - 81198.83
- 2020-11-06
  - -10000 hkd
  - 134188.83
- 2020-10-28
  - -6190 hkd
  - 144188.83
- 2020-10-22
  - -24932.83 (8286.68 for bitcoin, 5000 for house fee, 2000 cash, ) ?
  - 150378.83
- 2020-09-07
  - +300
  - 175011.66 + 300 = 175311.66
- 2020-09-03
  - +10000
  - 165011.66 + 10000 = 175011.66
- 2020-08-30
  - - 153089.86 + 159026.66 = -5936.8
  - - 6000
- sofi input: 10,000.00 + 10,000.00 + 10,000.00 - 1,500.00 + 2,500.00 - 2,988.34 + 50,000.00 + 10,000
  - 13,000.0 + 58000 + 6000 + 10000 - 7000 + 10000 - 8000 - 18000 - 1932.83 = 150378.83

Updated One

Input:
Info:
- My-Money
- Futu-hk
89012.37 HKD on 2021-01-21
- -27755.39
116767.76 hkd on 2020-12-30
- -2450
119217.76 hkd on 2020-12-21
- -1250 hkd
120467.76 hkd on 2020-12-21
- +14897.86 hkd for BND
105569.9 hkd on 2020-12-16
- -19098.93 hkd
124668.83 hkd on 2020-12-10
- -5780 hkd
130448.83 hkd on 2020-12-04
- -750 hkd
131198.83 hkd on 2020-11-18
- +50k hkd
81198.83 hkd on 2020-11-13

Growth Stocks - 50% - FUTU-HK

Input:
99548.41 HKD on 2020-12-04
Note:
at least 20% income (around 8000HKD) each month
5000 CASH hkd
put the dividends into the stocks
Dividend
2020-12
- 14.96 HKD <- 1.93 USD from VGT
Stocks - 40%:
note:
- 小型港股要謹慎 , 設置损失下限(-7%), 投资上限 (50000 hkd)
- don't put all you money in one stock
- too risky, and too much worry
- a bit more 60% rishy with a least 30% balance
- SELL if profits > 15% or 20% (增强限价盘 or 止损盘)
- SELL if loss > 7% (止损盘)
3680.hk - 33410 hkd on 2020-11-30
- @5.77
- 12240 = -12400+24640; buy 2000, and sell 4000 on 2020-12-21
- 25000 on 2020-12-22
- +3830 = 66820/2 - 12240-12480-12520 on 2020-12-22
- TODO SELL
9988.hk - 26020 hkd on 2020-11-30
- @260.2 hkd
- TODO SELL @270
1102.hk - 10080 HKD on 2020-12-28
- @0.3175 hkd
- TODO SELL
NIO - 1419.34 hkd <- 45.76 * 4 on 2020-12-25
- @45.76 usd
backup:
- CHECK the high growth stocks
- US:FSLY @90?
- US:SQ 210
- NIO @40 ?
- us:UNH ?
monthly input - 40%
US:VGT - 0.1 - 20% - 7.76%
- @328.4225 usd
- 12919.19 hkd <- 1666.7 usd
- 980.9 usd -> 7604.67 hkd on 2020-11-18
- 332.79 usd -> 2579.44 hkd on 2020-11-27
- 353.01 usd -> 2736.84 hkd on 2020-12-23
- TODO BUY >= 1 each month
- TODO CHECK on 2021-05
US:QQQJ - 0.15
- @30.6 usd
- 1898.02 hkd <- 244.8 usd
- TODO double
high-growth - 15%
HKD 20000
US:XSW - SPDR S&P Software & Services - 0.35 - 5% -
- @148.39 usd
- 4602.32 HKD
- 2174.06 hkd on 2020-11-30
- 2428.26 hkd on 2020-12-23
貝萊德新世代科技基金 - 5%
- @24.11
- 5000.78 hkd <- 645 usd on 2020-12-18
bitcoin - 5%
- 100 hkd on 2020-11-01
- 5000 HKD on 2020-12-21
- 4825 HKD on 2020-12-21
reference
- binance
- huobi
- coinbase
- LocalBitcoins
US:VTV
3067.hk 安碩恒生科技 ETF - 5% - ~2.53%
note:
- TODO CHECK
US:VHT - 0.1 - 5%
@220 usd
TODO BUY 3 firstly
TODO BUY 2 each 2 or 3 month

Dividend stock + ETF - 20% - 6%

Input:
4883.46 HKD on 2020-12-11
Note:
@FUTU
5% income (around 2000 HKD) each month in this Fund
Dividend Yield Ratio = 派息 / 股价
Dividend
US:MSFT - 40%
@210.01
- input: 10095.78 <- 1302.16 = 630.03 + 2 + 668.13 + 2 on 2020-12-23
- +4.15% -> 26.23 on 2020-12-18
TODO BUY double @220
US:TSM - 20%
TODO BUY 7 @100
06823.hk - 7.77%
dividend: 6.83%
TODO BUY @10 or 2021-02-10
US:SCHD - 0.07
TODO CHECK
US:VNQ - 0.12% - 10% - %
note:
- +415.47 hkd
TODO BUY 6 firstly on FUTU, around 4000 HKD @80
TODO BUY 3 every 3 months
3199.hk
~ US:VYM - 0.06 - 5%
@90
TODO CHECK firstly
CHECK:
US:T
- TODO CHECK
US:MMM
- TODO CHECK
US:FRT - Federal Realty Trust
- TODO CHECK
US:JNJ
- note:
- @144 usd
- TODO CHECK @145 ?
00001.hk
- TODO CHECK @50 ?
3199.hk
- TODO CHECK @118.5 ?
Dividend Stocks
- TODO CHECK
- US:PG
~ US:VWOB - 新興市場政府債券ETF - 0.25%
TODO CHECK @80 ?

退休基金 - Index funds + Bonds - 30% - ~ 18.56%

Input:
15486.54 HKD on 2020-12-08
Note:
@firsttrade
invest around 20% income (around 6000 HKD) each month including the dividend
a bit Steady growth
CHECK these every 3 months, and balance the combination
THE Tests on SOFI-HK
Dividend
2020-11-01
US:VOO - 0.03% - 60% - ~9.8%
note:
- 2.1 usd futu fee
- @339.935 usd
- TODO BUY around 10K each time, BUY 4 each 3 months
23699.41 hkd <- 3058.84 usd on 2020-12-21
NEXT TODO BUY 3 on 2021-03-23 ?
US:BND - 0.035 - 30%
TODO CHECK around 6000 HKD at @87.5
~ US:VWOB - 0.25 - 5%
TODO CHECK @80
~ US:BIV
MPF
TODO
- CHECK to switch into Fidelity
計劃成員帳戶號碼 : 313084227
- scheme id: 39999981
- input: HKD 101,233.21 hkd on 2020-09-09
- 40% 自選美國股票基金 + 25% 自選亞太股票基金 + 10% 環球股票基金 + 5% 自選歐洲股票基金 + 20% 自選均衡基金 on 2020-12-10
- +6167.84 -> 49769.13 on 08-28-2020
- +4130.98 -> 105364.19 on 2020-09-09
- +11119.68 on 2020-11-24
- +13034.51 on 2020-12-03
- +13353.03 on 2020-12-10
- +12813.44 on 2020-12-15
- +12838.55 on 2020-12-23

-- 应急基金 - SOFI-HK --------

input
35493.52 hkd -> 3 months for emergency
Insurance fee
- TODO CHECK
Insurance
医疗 Bowtie 保險 - 10%
- 保柏环球优越自愿医保计划
- 保柏互通保額醫療保障計劃
- 每年根据年龄重新投保?
- 恒生银行为你提供合资格延期年金保单、自愿医保及强积金可扣税自愿性供款方案, -> 恒生强积金可扣税自愿性供款 ?
保泰自願醫保 – 靈活計劃 – 升級計劃 - 446.38hkd/m
- 自願醫保認可產品編號: F00029-01-000-01
友邦
危疾保險或意外保險
US:BND - 0.035 - 50%
@SOFI-HK
@87.73
17684.27 HKD <- 2280.98 usd on 2020-12-23
One month cash flow
US:VHT - 0.1 - 60%
@221.22 usd
13734.32 hkd <- 1771.64 usd on 2020-12-29
~ 貝萊德全球基金 - 世界健康科学基金A2類股份 (美元) - 40%
@FUTU
+165.13 hkd <- 1571.66 USD on 2020-12-30
1550.36 usd -> 12017.01 hkd on 2020-12-08
+0.4% -> 6.26 on 2020-12-10
+1.04% -> 16.20 on 2020-12-18
~ 貝萊德全球基金 - 可持續能源基金A2類股份 (美元) - 1%
+453.56 hkd <- 2764.40 usd on 2020-12-18
-1.59% -> -43.15 on 2020-11-12
+0.35% -> 9.490 on 2020-11-25
+2.43% -> 65.760 on 2020-12-01
+1.56% -> 42.160 on 2020-12-10
~ 富兰克林科技基金A类 (美元累积) - 1%
1,112USD + 981USD = 2093 usd - 16006.02HKD
+2359.07 hkd <- 2369.46 usd = 18368.89 HKD
+18.950 on 08-26-2020
+92.350 on 08-27-2020
+3.99% -> 83.490 on 2020-08-28
+8.22% -> 172.070 on 2020-09-03
-3.30% -> -68.990 on 2020-09-09
-2.48% -> -51.910 on 2020-09-11
-1.69% -> -35.460 0n 2020-09-15
+1.12% -> 23.380 on 2020-09-29
+7.65% -> 160.040 on 2020-10-10
+10.22% -> 213.820 on 2020-10-14
+7.16% -> 149.920 on 2020-10-21
+10.61% -> 222.050 on 2020-11-07
+7.25% -> 151.820 on 2020-11-12
+10.10% -> 211.290 on 2020-11-25
+13.21% -> +276.460 usd -> 2143.38 hkd on 2020-12-01

亏损记录

2333.hk - 9950 hkd on 2020-12-21
- @19.9 - +825 = 10775-9950

2110.hk - 4850 hkd on 2020-12-07
- @0.485
- less discipline - why do u fully trust some others?
+ too emotional + don't fully trust weak ones, skilled and competent are the first ones
- -3550 hkd

1859.hk - 4250 hkd on 2020-11-30
- note: + @0.85
+ -540 hkd @0.89 hkd, sell @0.85 - TODO SELL

1859.hk -> +7522 = 100698 - 65100 - 43120 hkd ? - summary + 9217.43 - 600 = ~ +9000 hkd - @0.8823 hkd
- -29750 - 24940 hkd on 2020-11-17
- -40320 hkd on 2020-11-18
- -1840 hkd on 2020-11-20 + - 53850 - 54270 - 128 = +292 hkd on 2020-11-16
+ 0.03 * 59000 - 840 - 116.84 = -1073.68 on 2020-11-19
- -3720 hkd on 2020-11-23
- -4650 hkd on 2020-11-26
- 2020-11-27
+ 70% @0.93 on 2020-11-27 + +65100 hkd on 2020-11-27
+ +43120 hkd on 2020-11-27 + +7360 hkd on 2020-11-27
+ -5640 = -9200 + 8900 - 5340 hkd on 2020-11-27

US:NIO
- @43.738 usd
- 218.95 usd -> 1697.64 hkd on 2020-11-16
- 12.18 usd -> +94.44 hkd on 2020-11-19

9988.hk - 30730 hkd on 2020-11-11
- @280 hkd
- 55950 = 55840 + 110 hkd on 2020-11-10
+ sell 25120, and buy 25180 on 2020-11-11 -> -110 hkd
+ sell 50580 on 2020-11-16 for 1859.hk
- -5370 - TODO BUY ?

2377.hk ?
- @1.89 hkd
- 1890 hkd on 2020-11-10
+ -410 hkd

1376.hk - 112800 + 130 = 112830 hkd on 2020-11-06 ?
- @0.47
- (0.47 - 0.25) * 24000 = - 52800 - 130 - 60 = -52990 hkd - TODO SELL

8646.hk -> 12180 + 124.45 = 112,924.45 - 1080 = -111844.45 hkd on 2020-10-20 ? - TODO SELL
- SO SAD TO BUY THIS
+ notice weak persons
+ make the mistakes again - greedy

1853.hk - 96925 hkd on 2020-10-23
- @2.6731 - TODO SELL - 10676 - 250 = +10426 hkd

1376.hk -> 10000 hkd on 2020-10-22
- TODO BUY ?
- TODO SELL - 15040 - 10000 - 40 = +5000 hkd

coolcoin - -8486.68 hkd - note: it's a fraud

比亚迪电子 00285.hk 32,800 + 16,275 - 14750 - - 13975 = 49075 - 14750 - 13975 = 34325 - 13975 = 20350 - 13700 = -6650

0001.hk 長和 - 25,225 - 24200 = -1025 + 300 = -725

0005.hk 汇丰控股 - 13,560 - 12880 = -680

us:vgt - 0.1% - -363 hkd on 2020-09-16

Vanguard Mega Cap Growth ETF - MGK - 0.07 - -438 hkd on 2020-09-17

us:FB = -1532 hkd on 2020-09-18

1810.hk -> -1120 hkd

3680.hk - +640 hkd on 2020-09-23
1463.hk - -720 hkd on 2020-09-25

us:VTV - +231.81 hkd on 2020-10-09

3680.hk -> 36940 hkd on 2020-10-14
- TODO SELL - BUY 3680.hk at a lower price ? - 37940 - 36940 - 40 = +900

1810.hk -> 8300 hkd on 2020-09-23
- TODO BUY ?
- 20.75 * 1.20 = 24.9
- 20.75 * 0.9 = 18.675
- 9000 - 8300 - 30 = +670 hkd

9988.hk -> 26540 hkd on 2020-09-11
- TODO SELL @305 or after 蚂蚁金服 - 265.4 * 1.11 = 294.594
- 265.4 * 0.93 = 238.86
- 30200 - 26540 - 60 = +3600 hkd

SOFI

input:
134188.83 hkd total on 2020-11-06
144188.83 hkd on 2020-10-28
134878.12 hkd on 2020-09-10
137412.76 hkd on 2020-09-12 (note: sell AGG to invest more in growth one)
139814.19 hkd on 2020-09-15 (note: buy ishare asian, buy xiaomi, sell hsbc, msft, and alibaba)
147242.54 hkd on 2020-09-17 (note: sell facebook, vgt, and buy xiaomi, 3032, 1463)
137500.71 hkd on 2020-09-18 (note: buy 3032.hk, sell facebook, c, voo 2)
123817.44 hkd on 2020-09-23 (note: sell VGK 12, 3680, buy xiaomi, c)
170270.65 hkd on 2020-10-02 (note: all)
165270.65 hkd on 2020-10-16
- withdraw 5000 hkd on 2020-10-16
- 12000 (house fee) + 7000 (bitcoin) + 3000 (credit) + 2000 (living) + 5000 - 1000 = 28000 on 2020-10-16
- 7700 (bitcoin) + 5000 (debit) + 3000 (credit) + 3000 (monthly living) = 18700 on 2020-10-16
- SELL VWOB + buy US:C (note: wanna keep cash not bonds, US:C will rise )
150378.83 hkd on 2020-10-22
- SELL voo, US:c, 2 VUG for hk stocks
- keep 100k hkd for some stock
144188.83 hkd on 2020-10-28
- for shenzhen hukou
stock: - 20% - ~%
input: 68302.93 hkd on 2020-11-13
input: 121102.93 hkd on 2020-11-06
- 65553.26 hkd on 2020-09-12 (note: buy alibaba, and facebook)
- 65673.26 hkd on 2020-09-15 (note: buy xiaomi and sell hsbc)
- 57519.69 (note: sell ALIBABA and MSFT, bank of american, don't wanna waste time)
- 68665.01 hkd on 2020-09-17 (buy and sell xiaomi, 1463, and 3032)
- 54543.18 hkd on 2020-09-18 (sell facebook, c, voo 2)
- 50167.86 hkd on 2020-09-23 (sell 3680, buy xiaomi, c)
- 64627.79 hkd on 2020-10-092 (buy 3680, 1408, US:Xpeng because of rumor )
- 70568.39 hkd on 2020-10-02 (add us:JNJ, us:MMM)
- 61927.79 hkd on 2020-10-05 ( sell 1408.hk, buy xiaomi, and 3032.hk)
- 61179.12 hkd on 2020-10-06 (sell US:Xpeng, check more the industry )
- sell us:VTT, and buy US:DAUD - fetch some money for house fee, and also, VTT is not a good growth one, and US:DAUD is for 对冲 on 2020-10-08
- 76862.94 hkd on 2020-10-16
- sell alibaba, xiaomi for another stock on 2020-10-21
- sell 1853, 1376, coolcoin on 2020-11-04 (coolcoin: -8486.68, 1853: +10426, 1376: +5000)
- note: 谨慎下单, 仔细分析
- 容易被套牢
- 总是想弥补上次的损失而匆忙下单
- 剩余的小钱不用急着买, 可以作为一个公共账号
- 多谨慎, 稍下单, 以后有钱买etf
- 及时止损, 不要想着去弥补损失
- buy ones from securities
- stock 是短期交易
- 仓促买卖
  - 从小额投资开始, 分散股票, 定期跟进(每个月)
- 不要贪胜不知输
  - 止损位 10%
  - 止賺位 10% - 15%
- 买股王坐大浪
  - fear的时候冷静
  - keep 好股票, sell 烂股票
  - 强势股票, 越加注
  - 买强势股票 -> 跌的时候不跌的太多, 升的时候升的更多
  - 趋势 - 20天平均线 > 50天平均线
- NOTICE
  - take care with weak persons, especially when they don't obey your orders
  - make the mistakes again - greedy
- it's not good to wait for the others to make the decision
- this is not a good idea to buy some stock like US:Xpeng
  - some good news and the industry future in china
  - only No.1 can be
- 让股息再投资
  - 记录下股息
  - 记下股票买卖的差价
9988.hk - 55950 hkd on 2020-11-11
- @280 hkd
- 55950 = 55840 + 110 hkd on 2020-11-10
- sell 25120, and buy 25180 on 2020-11-11 -> -110 hkd
- TODO SELL if >305 hkd or +5000 hkd
1859.hk ?
- @0.67 hkd
- 2010 hkd on 2020-11-10
- TODO SELL if > 0.8 hkd or +400 hkd
backup:
- CHECK the high growth stocks
- US:C
- US:NIO ?
- US:FB ?
dividend/cash
720.92 hkd on September 2020
- 34.95 hkd <- AGG:US on 2020-09-08
- 5.81 hkd <- MGK:US on 2020-09-16
- 19.22 hkd <- VGT:US on 2020-09-16
- 307 hkd <- 0001.hk on 2020-09-17
- 301.00 hkd <- -30 hkd fees from 6823.hk on 2020-09-25
- 51.00 hkd <- 6.58 usd from VGK:US on 2020-09-25
- 1.94 hkd <- 0.25 usd from BAC:US on 2020-09-28
210.11 hkd on 2020-10
- 25.58 hkd <- VNQ:US on 2020-10-05
- 149.03 hkd <- VOO:US on 2020-10-05
- 17.98 hkd <- VWOB:US on 2020-10-07
- 17.52 hkd <- AGG:US on 2020-10-08
- ~640~ hkd <- 1408.hk on 2020-10-05
- ~231.81~ hkd <- us:VTV on 2020-10-09
on 2020-11
3067.hk 安碩恒生科技 ETF - 8% - ~4.34%
note:
- +300 hkd @15.645 on 2020-11-05
- buy it on a lower price
- SELL some when the profit > 200 hkd
1579 hkd on 2020-11-11
- @15.79 hkd
- TODO BUY 200 < 16 ?
us:QQQ - 0.2 - 5% - 6.8%
note
- @294.5175 usd
- SELL if the profit > 8% or @315 usd
9133.80 hkd on 2020-11-09
us:VUG - 0.04% - 5%
TODO BUY ?
US:VOO - 0.03% - 35%
note:
- @326.99
- TODO BUY
654.1 usd -> 5072.38 hkd on 2020-11-12
us:VNQ - Vanguard Real Estate Index Fund ETF Shares - 0.12% - 10% - ~ 1.47%
note: as a pool
- BUY at lower price
- @79.2075
- SELL 5 @85.406 -> +240.28 hkd on 2020-11-09
- TODO BUY
253.71 usd -> 1966.98 hkd on 2020-11-09
US:VGIT - 0.05 - 5% -
TODO BUY
note: as a pool ?
~ 3199.hk - 5%
TODO CHECK ?
US:GLD - 5% - 3%
note:
- @175.09
4072.19 hkd on 2020-11-09
TODO SELL if >185 usd or SELL ALL at December
bitcoin - 3% - ~%
note
- 100 hkd on 2020-11-01
reference
- huobi

恒生基金 - 应急资金

input
36285.59 hkd -> 3 months for emergency
富兰克林科技基金A类 (美元累积) - 1%
TODO CHECK or SWITCH on this December
1,112USD + 981USD = 2093 usd - 16006.02HKD
+18.950 on 08-26-2020
+92.350 on 08-27-2020
+3.99% -> 83.490 on 2020-08-28
+5.11% -> 106.900 on 2020-08-30
+8.22% -> 172.070 on 2020-09-03
+2.72% -> 56.910 on 2020-09-04
-3.30% -> -68.990 on 2020-09-09
-2.48% -> -51.910 on 2020-09-11
-3.30% -> -68.990 on 2020-09-12
-1.69% -> -35.460 0n 2020-09-15
+1.12% -> 23.380 on 2020-09-29
+1.33% -> 27.810 on 2020-09-30
+7.65% -> 160.040 on 2020-10-10
+10.22% -> 213.820 on 2020-10-14
+8.55% -> 179.030 on 2020-10-16
+7.16% -> 149.920 on 2020-10-21
+10.61% -> 222.050 on 2020-11-07
+7.25% -> 151.820 on 2020-11-12
貝萊德全球基金 - 可持續能源基金A2類股份 (美元) - 1%
2,695.42 usd -> 20,900.58 hkd - 10usd fee on 2020-11-10
-1.59% -> -43.15 on 2020-11-12
~ 贝莱德全球基金 - 世界矿业基金A2类股份 (美元) - 1.75%
2,705.90usd -> 20978.67hkd
+3.41% -> +692.30 on 2020-11-07

sofi.hk stock ~10% -> 25%

input:
55642.69 HKD on 2020-08-31

0001.hk 長和 - 25,225

us:FB = 1787.78usd -> 13855.38 hkd

us:MSFT 288.72 = 231.13 usd -> 1791.29 hkd ?

us: bank of american 156.26 -> 1211.02 hkd ?

0005.hk 汇丰控股 - 13,560 ?

9999.hk - 网易 ? 01810.hk - xiaomi ?

ETF-stock ~55% - 52.8%

input:
117369.31 hkd on 2020-08-31
us:voo - 0.03% - Vanguard S&P 500 ETF - SEC yield 1.69 - ~67.6%
北美股票 - 6357.9698 usd -> 49277.76 hkd
us:vgt - 0.1% - Vanguard Information Technology Index Fund ETF Shares - Yield 1.08% * 0.7 - ~17%
TODO sell ?
IT 基金 - 1545.59 usd -> 11978.55 HKD
3010.hk iShares 安碩核心MSCI 亞洲（日本除外）ETF - 0.28% - 100hkd 手续费 - ~8.5%
5884 hkd on 08-26-2020
Vanguard Mega Cap Growth ETF - MGK - 0.07 - ~6.5%
TODO sell ?
779.74 usd = 6043.41 hkd
~25%
恆生中國新經濟指數基金-D類 - 0.55%
HKD7,900
+3.43% -> HKD5,068.26 -> 2020-09-03
富兰克林科技基金A类 (美元累积) - 1% -
1,112USD + 981USD = 2093 usd - 16006.02HKD
+18.950 on 08-26-2020
+92.350 on 08-27-2020
+3.99% -> 83.490 on 2020-08-28
+5.11% -> 106.900 on 2020-08-30
+8.22% -> 172.070 on 2020-09-03
贝莱德全球基金 - 世界矿业基金A2类股份 (美元) - 1.75% ?
TODO sell
2616.6usd -> 20279.57hkd
-52.300 on 08-26-2020
-51.150 on 08-27-2020
-1.12% -> -29.280 on 2020-08-28
+0.13% -> 3.530 on 2020-08-30
+0.75% -> 19.650 on 2020-09-01
+0.18% -> 4.680 on 2020-09-03

US Bond ~20% - 18.75%

input:
hkd41664.77 on 2020-08-28
us:AGG - 0.04% - iShares Core U.S. Aggregate Bond ETF - 60% - ~77.8%
环球债券 -> 4016.4118 USD -> 31129.00 hkd
TODO sell 16407.36 hkd -> ?
Vanguard新興市場政府債券ETF〈VWOB〉 - 0.3 - 20% -
TODO buy -> 5% ?
us:VNQ - Vanguard Real Estate Index Fund ETF Shares - 0.12% - 25% - ~17.2%
972.34 usd -> 7535.77 hkd on 09-03-2020
恒生香港債券基金 - 0.55 - 5%
3000 hkd
TODO buy more ?
sell 2500 hkd on 2020-09-16

Money - 保險 ~ 10%

健康保险, 医疗保险, 寿险
基本保障类别盡早選擇醫療保險、危疾保險或意外保險
人的醫療保障計劃
危疾保險
醫療保險 -> 墊底費（即費用的一部份需要自行負責）的計劃以減低保費
專門醫保產品
Bowtie 保險
保柏环球优越自愿医保计划
保柏互通保額醫療保障計劃
- 每年根据年龄重新投保?
- 恒生银行为你提供合资格延期年金保单、自愿医保及强积金可扣税自愿性供款方案, -> 恒生强积金可扣税自愿性供款 ?
保泰自願醫保 – 靈活計劃 – 升級計劃 - 446.38hkd/m
友邦
todo
体检

others

US:DAUD - VelocityShares每日四倍做多美元兌澳幣匯率ETN - 1.5 - 5% - ~ 4.5%
- note: 对冲
- US stocks go down because of high risk -> usd will go up -> then US:DAUD will go up USD is 避險貨幣
- TODO CHECK the strategy every month
- SELL almost ALL on the DAY, and buy at normal days
- SELL 50% in the coming day, and buy DOUBLE on some day because USD will go down
- BUY 15, and SELL 80% on 2020-10-12, KEEP it on 2020-10-12
- BUY 10 @24 on 2020-10-14 - NOT NOW
- 998.93 usd to 7741.76 hkd on 2020-10-12
- 24.3889 usd
- TODO SELL
US:VWOB - 0.25 - 5% - 4.4%
- note:
- lower fee than AGG and 3199.hk, and higher dividend
- just sell the stock, and didnot check the debts before, and cannot totally balance
- KEEP at least 5000 HKD as montly living backup
- own 1000 hkd on 2020-10-08
- SELL 11 on 2020-10-14
  - withdraw 7000 hkd on 2020-10-14
- THEN TODO BUY 7 firstly at lower price
96.26 usd -> 746.04 hkd on 2020-10-14
us:VTV - 7% - 4.8%
- TODO SELL
- 1057.49 usd -> 8195.63 hkd on 2020-10-05
3199.HK - 中債5年期國債 - 1.05 - 10%
- note
- buy at LOW price, and sell at HIGH price
- high fee
US:AGG - 0.04% - iShares Core U.S. Aggregate Bond ETF - Yield 2.46% - 3% - 2.7%
- TODO SELL ?
- note: keep at least 4500 hkd as the monthly living backup
591.02 usd -> 4580.45 hkd on 2020-10-05
- SELL 11 for house fee on 2020-10-05
3010.hk iShares 安碩核心MSCI 亞洲（日本除外）ETF - 0.28% - 100hkd 手续费 - 10% - 3.4%
- TODO CHECK ?
- 5742 hkd on 2020-09-15 (note: more distribution)
us:VNQ - Vanguard Real Estate Index Fund ETF Shares - 0.12% - yield 2.73% - 15% - 17.1%
- TODO SELL ALL ?
- 661.81 usd -> 5129.05 hkd 2020-09-17
- 740.97 usd -> 5742.63 hkd on 2020-09-28
- buy 1 for a lower average price
- 344.32 usd -> 2668.57 hkd on 2020-09-30
Vanguard industry ETF - VIS - 0.1 ?
Vanguard Value (NYSEMKT:VTV) - 0.05 - 5%
- TODO buy ?
3141.HK BMO 亞洲美元投資級別債券ETF - 0.35% - 10%
- TODO buy
~ 3067.hk - 0.25% ?
US: GLD - 0.40 - 5% -
- TODO buy ?
Vanguard成長股指數〈VUG〉 - 0.05
- TODO buy?
~ Vanguard FTSE歐洲ETF〈VGK〉 - 0.11% -
- 10hkd on 2020-08-28 ?
~ 貝萊德中國債券基金 - 0.75%
Vanguard中型成長股ETF - VOT - 0.07 - ?
~ 2801.HK iShares安碩核心MSCI中國指數ETF - 0.2%
~ Franklin FTSE歐洲ETF〈FLEE〉- 0.09%
~ simplyFund - 恒生環球均衡增長基金D類單位 (港元累積)
- 32k - 16160.44 = 16160.44hkd
~ simplyFund - 恒生香港債券基金D類單位 (港元累積)
- 20k * 1/3 = 6,738.44hkd
~ Schwab U.S. REIT ETF (SCHH) - 0.07%
~ 贝莱德全球基金 - 环球资产配置基金A2类股份 (美元) - 1.75%
- 2383.4usd
- +61.190 on 08-26-2020
- +68.590 on 08-27-2020
- +3.45% -> +82.280 on 08-28-2020
- +3.49% -> 2,466.52 on 2020-09-03
Tether - stable digital cash on the Blockchain
~ 恒生基金
- +747.34
~ NYSE Arca : GLD 5% -
3022 / 9022 - iShares安碩MSCI新興市場ETF - 0.18% -
us:VGIT - 0.05% - Vanguard Intermediate-Term Treasury Index Fund ETF Shares
iShares NASDAQ 100 ETF - 2834 - 0.28 -
~ 9101.hk - 領航富時發展歐洲指數ETF - 0.18%
~ simplyFund - 恆生環球高增長基金-D類
- ~ 25k
~ Vanguard FTSE Pacific ETF VPL - 0.08%
南方東科技指數ETF﹙3033﹚
小鹏汽车 ?
小米集团 ?

notes

投资理财