[Updating] !Notes on your Assets

Assets

• Business

• Investment

  • TODO

• Pension in Stocks

  • Put >20K on pension each 6 months
  • My-Stocks

Stratery on Stock investment

• notes

  • active income

    • business
    • arbitrage

  • passive income

    • dividends
    • real estate investment

  • Assume US stock will rise again

    • invest more on stock, because don't want to lose more money in stock

• Strategy

  • less 50% money on some stock for more moeny

  • at least 30% on index ETFs

  • hold cash if not good choices

  • 70% 成长型, 30% 创收资产

    • 50% on US equities, 40% on asian equities, 10% cash
    • 基金以 5% 为界调整, 股票以 10% 为界 调整
    • check every month

  • 60% 成长型, 40% on 退休基金

• rebalance use wealthfront.com

• input:

  • 2020-09-10 -> 221497.25 - 6650 = 214847.25

    • -6650 比亚迪电子亏损
    • around 2500 hkd cash

  • 2020-09-07 -> 221197.25 + 300 = 221497.25

    • • 300
    • around 3k hkd cash

  • 2020-09-03 -> 221197.25 + 3,762.96 = 224960.21

  • 175011.66 + 7900 + 16006.02 + 20279.57 + 3000 = 222197.25 hkd

  • around 3,762.96 hkd cash

  • 2020-09-01

  • 165026.66 + 4,900 + 16006.02 + 20279.57 = 206212.25 hkd

• input on sofi.hk
  > ---------

  • 2020-12-16

    • 105569.9 hkd
    • -19098.93 hkd

  • 2020-11-18

    • 131198.83 hkd
    • +50000 hkd
  • 2020-11-13
    • -52990 hkd
    • 81198.83
  • 2020-11-06
    • -10000 hkd
    • 134188.83
  • 2020-10-28
    • -6190 hkd
    • 144188.83
  • 2020-10-22
    • -24932.83 (8286.68 for bitcoin, 5000 for house fee, 2000 cash, ) ?
    • 150378.83
  • 2020-09-07
    • +300
    • 175011.66 + 300 = 175311.66
  • 2020-09-03
    • +10000
    • 165011.66 + 10000 = 175011.66
  • 2020-08-30
    • • 153089.86 + 159026.66 = -5936.8
    • • 6000
  • sofi input: 10,000.00 + 10,000.00 + 10,000.00 - 1,500.00 + 2,500.00 - 2,988.34 + 50,000.00 + 10,000
    • 13,000.0 + 58000 + 6000 + 10000 - 7000 + 10000 - 8000 - 18000 - 1932.83 = 150378.83

Updated One

• Input:

• Info:

  • My-Money
  • Futu-hk

• 89012.37 HKD on 2021-01-21

  • -27755.39
• 116767.76 hkd on 2020-12-30
  • -2450
• 119217.76 hkd on 2020-12-21
  • -1250 hkd
• 120467.76 hkd on 2020-12-21
  • +14897.86 hkd for BND
• 105569.9 hkd on 2020-12-16
  • -19098.93 hkd
• 124668.83 hkd on 2020-12-10
  • -5780 hkd
• 130448.83 hkd on 2020-12-04
  • -750 hkd
• 131198.83 hkd on 2020-11-18
  • +50k hkd
• 81198.83 hkd on 2020-11-13

Growth Stocks - 50% - FUTU-HK

• Input:

• 99548.41 HKD on 2020-12-04

• Note:

• at least 20% income (around 8000HKD) each month
• 5000 CASH hkd

• put the dividends into the stocks

• Dividend

• 2020-12

  • 14.96 HKD <- 1.93 USD from VGT

• Stocks - 40%:

• note:

  • 小型港股要謹慎 , 設置损失下限(-7%), 投资上限 (50000 hkd)
  • don't put all you money in one stock
  • too risky, and too much worry
  • a bit more 60% rishy with a least 30% balance
  • SELL if profits > 15% or 20% (增强限价盘 or 止损盘)
  • SELL if loss > 7% (止损盘)

• 3680.hk - 33410 hkd on 2020-11-30

  • @5.77
  • 12240 = -12400+24640; buy 2000, and sell 4000 on 2020-12-21
  • 25000 on 2020-12-22
  • +3830 = 66820/2 - 12240-12480-12520 on 2020-12-22
  • TODO SELL

• 9988.hk - 26020 hkd on 2020-11-30

  • @260.2 hkd
  • TODO SELL @270

• 1102.hk - 10080 HKD on 2020-12-28

  • @0.3175 hkd
  • TODO SELL

• NIO - 1419.34 hkd <- 45.76 * 4 on 2020-12-25

  • @45.76 usd

• backup:

  • CHECK the high growth stocks
  • US:FSLY @90?
  • US:SQ 210
  • NIO @40 ?
  • us:UNH ?

• monthly input - 40%

• US:VGT - 0.1 - 20% - 7.76%

  • @328.4225 usd
  • 12919.19 hkd <- 1666.7 usd
  • 980.9 usd -> 7604.67 hkd on 2020-11-18
  • 332.79 usd -> 2579.44 hkd on 2020-11-27
  • 353.01 usd -> 2736.84 hkd on 2020-12-23
  • TODO BUY >= 1 each month
  • TODO CHECK on 2021-05

• US:QQQJ - 0.15

  • @30.6 usd
  • 1898.02 hkd <- 244.8 usd
  • TODO double

• high-growth - 15%

• HKD 20000

• US:XSW - SPDR S&P Software & Services - 0.35 - 5% -

  • @148.39 usd
  • 4602.32 HKD
  • 2174.06 hkd on 2020-11-30
  • 2428.26 hkd on 2020-12-23

• 貝萊德新世代科技基金 - 5%

  • @24.11
  • 5000.78 hkd <- 645 usd on 2020-12-18

• bitcoin - 5%

  • 100 hkd on 2020-11-01
  • 5000 HKD on 2020-12-21
  • 4825 HKD on 2020-12-21

• reference

  • binance
  • huobi
  • coinbase
  • LocalBitcoins

• US:VTV

• 3067.hk 安碩恒生科技 ETF - 5% - ~2.53%

• note:

  • TODO CHECK

• US:VHT - 0.1 - 5%

• @220 usd
• TODO BUY 3 firstly
• TODO BUY 2 each 2 or 3 month

Dividend stock + ETF - 20% - 6%

• Input:

• 4883.46 HKD on 2020-12-11

• Note:

• @FUTU
• 5% income (around 2000 HKD) each month in this Fund

• Dividend Yield Ratio = 派息 / 股价

• Dividend

• US:MSFT - 40%

• @210.01

  • input: 10095.78 <- 1302.16 = 630.03 + 2 + 668.13 + 2 on 2020-12-23
  • +4.15% -> 26.23 on 2020-12-18

• TODO BUY double @220

• US:TSM - 20%

• TODO BUY 7 @100

• 06823.hk - 7.77%

• dividend: 6.83%

• TODO BUY @10 or 2021-02-10

• US:SCHD - 0.07

• TODO CHECK

• US:VNQ - 0.12% - 10% - %

• note:
  • +415.47 hkd
• TODO BUY 6 firstly on FUTU, around 4000 HKD @80

• TODO BUY 3 every 3 months

• 3199.hk

• ~ US:VYM - 0.06 - 5%

• @90

• TODO CHECK firstly

• CHECK:

• US:T

  • TODO CHECK

• US:MMM

  • TODO CHECK

• US:FRT - Federal Realty Trust

  • TODO CHECK

• US:JNJ

  • note:
  • @144 usd
  • TODO CHECK @145 ?

• 00001.hk

  • TODO CHECK @50 ?

• 3199.hk

  • TODO CHECK @118.5 ?

• Dividend Stocks

  • TODO CHECK
  • US:PG

• ~ US:VWOB - 新興市場政府債券ETF - 0.25%

• TODO CHECK @80 ?

退休基金 - Index funds + Bonds - 30% - ~ 18.56%

• Input:

• 15486.54 HKD on 2020-12-08

• Note:

• @firsttrade
• invest around 20% income (around 6000 HKD) each month including the dividend
• a bit Steady growth
• CHECK these every 3 months, and balance the combination

• THE Tests on SOFI-HK

• Dividend

• 2020-11-01

• US:VOO - 0.03% - 60% - ~9.8%

• note:
  • 2.1 usd futu fee
  • @339.935 usd
  • TODO BUY around 10K each time, BUY 4 each 3 months
• 23699.41 hkd <- 3058.84 usd on 2020-12-21

• NEXT TODO BUY 3 on 2021-03-23 ?

• US:BND - 0.035 - 30%

• TODO CHECK around 6000 HKD at @87.5

• ~ US:VWOB - 0.25 - 5%

• TODO CHECK @80

• ~ US:BIV

• MPF

• TODO
  • CHECK to switch into Fidelity
• 計劃成員帳戶號碼 : 313084227
  • scheme id: 39999981
  • input: HKD 101,233.21 hkd on 2020-09-09
  • 40% 自選美國股票基金 + 25% 自選亞太股票基金 + 10% 環球股票基金 + 5% 自選歐洲股票基金 + 20% 自選均衡基金 on 2020-12-10
  • +6167.84 -> 49769.13 on 08-28-2020
  • +4130.98 -> 105364.19 on 2020-09-09
  • +11119.68 on 2020-11-24
  • +13034.51 on 2020-12-03
  • +13353.03 on 2020-12-10
  • +12813.44 on 2020-12-15
  • +12838.55 on 2020-12-23

-- 应急基金 - SOFI-HK --------

• input
• 35493.52 hkd -> 3 months for emergency

• Insurance fee

  • TODO CHECK

• Insurance

• 医疗 Bowtie 保險 - 10%
  • 保柏环球优越自愿医保计划
  • 保柏互通保額醫療保障計劃
  • 每年根据年龄重新投保?
  • 恒生银行为你提供合资格延期年金保单、自愿医保及强积金可扣税自愿性供款方案, -> 恒生强积金可扣税自愿性供款 ?
• 保泰自願醫保 – 靈活計劃 – 升級計劃 - 446.38hkd/m
  • 自願醫保認可產品編號: F00029-01-000-01
• 友邦

• 危疾保險或意外保險

• US:BND - 0.035 - 50%

• @SOFI-HK
• @87.73
• 17684.27 HKD <- 2280.98 usd on 2020-12-23

• One month cash flow

• US:VHT - 0.1 - 60%

• @221.22 usd

• 13734.32 hkd <- 1771.64 usd on 2020-12-29

• ~ 貝萊德全球基金 - 世界健康科学基金A2類股份 (美元) - 40%

• @FUTU
• +165.13 hkd <- 1571.66 USD on 2020-12-30
• 1550.36 usd -> 12017.01 hkd on 2020-12-08
• +0.4% -> 6.26 on 2020-12-10

• +1.04% -> 16.20 on 2020-12-18

• ~ 貝萊德全球基金 - 可持續能源基金A2類股份 (美元) - 1%

• +453.56 hkd <- 2764.40 usd on 2020-12-18
• -1.59% -> -43.15 on 2020-11-12
• +0.35% -> 9.490 on 2020-11-25
• +2.43% -> 65.760 on 2020-12-01

• +1.56% -> 42.160 on 2020-12-10

• ~ 富兰克林科技基金A类 (美元 累积) - 1%

• 1,112USD + 981USD = 2093 usd - 16006.02HKD
• +2359.07 hkd <- 2369.46 usd = 18368.89 HKD
• +18.950 on 08-26-2020
• +92.350 on 08-27-2020
• +3.99% -> 83.490 on 2020-08-28
• +8.22% -> 172.070 on 2020-09-03
• -3.30% -> -68.990 on 2020-09-09
• -2.48% -> -51.910 on 2020-09-11
• -1.69% -> -35.460 0n 2020-09-15
• +1.12% -> 23.380 on 2020-09-29
• +7.65% -> 160.040 on 2020-10-10
• +10.22% -> 213.820 on 2020-10-14
• +7.16% -> 149.920 on 2020-10-21
• +10.61% -> 222.050 on 2020-11-07
• +7.25% -> 151.820 on 2020-11-12
• +10.10% -> 211.290 on 2020-11-25
• +13.21% -> +276.460 usd -> 2143.38 hkd on 2020-12-01

亏损记录

2333.hk - 9950 hkd on 2020-12-21
- @19.9 - +825 = 10775-9950

2110.hk - 4850 hkd on 2020-12-07
- @0.485
- less discipline - why do u fully trust some others?
+ too emotional + don't fully trust weak ones, skilled and competent are the first ones
- -3550 hkd

1859.hk - 4250 hkd on 2020-11-30
- note: + @0.85
+ -540 hkd @0.89 hkd, sell @0.85 - TODO SELL

1859.hk -> +7522 = 100698 - 65100 - 43120 hkd ? - summary + 9217.43 - 600 = ~ +9000 hkd - @0.8823 hkd
- -29750 - 24940 hkd on 2020-11-17
- -40320 hkd on 2020-11-18
- -1840 hkd on 2020-11-20 + - 53850 - 54270 - 128 = +292 hkd on 2020-11-16
+ 0.03 * 59000 - 840 - 116.84 = -1073.68 on 2020-11-19
- -3720 hkd on 2020-11-23
- -4650 hkd on 2020-11-26
- 2020-11-27
+ 70% @0.93 on 2020-11-27 + +65100 hkd on 2020-11-27
+ +43120 hkd on 2020-11-27 + +7360 hkd on 2020-11-27
+ -5640 = -9200 + 8900 - 5340 hkd on 2020-11-27

US:NIO
- @43.738 usd
- 218.95 usd -> 1697.64 hkd on 2020-11-16
- 12.18 usd -> +94.44 hkd on 2020-11-19

9988.hk - 30730 hkd on 2020-11-11
- @280 hkd
- 55950 = 55840 + 110 hkd on 2020-11-10
+ sell 25120, and buy 25180 on 2020-11-11 -> -110 hkd
+ sell 50580 on 2020-11-16 for 1859.hk
- -5370 - TODO BUY ?

2377.hk ?
- @1.89 hkd
- 1890 hkd on 2020-11-10
+ -410 hkd

1376.hk - 112800 + 130 = 112830 hkd on 2020-11-06 ?
- @0.47
- (0.47 - 0.25) * 24000 = - 52800 - 130 - 60 = -52990 hkd - TODO SELL

8646.hk -> 12180 + 124.45 = 112,924.45 - 1080 = -111844.45 hkd on 2020-10-20 ? - TODO SELL
- SO SAD TO BUY THIS
+ notice weak persons
+ make the mistakes again - greedy

1853.hk - 96925 hkd on 2020-10-23
- @2.6731 - TODO SELL - 10676 - 250 = +10426 hkd

1376.hk -> 10000 hkd on 2020-10-22
- TODO BUY ?
- TODO SELL - 15040 - 10000 - 40 = +5000 hkd

coolcoin - -8486.68 hkd - note: it's a fraud

比亚迪电子 00285.hk 32,800 + 16,275 - 14750 - - 13975 = 49075 - 14750 - 13975 = 34325 - 13975 = 20350 - 13700 = -6650

0001.hk 長和 - 25,225 - 24200 = -1025 + 300 = -725

0005.hk 汇丰控股 - 13,560 - 12880 = -680

us:vgt - 0.1% - -363 hkd on 2020-09-16

Vanguard Mega Cap Growth ETF - MGK - 0.07 - -438 hkd on 2020-09-17

us:FB = -1532 hkd on 2020-09-18

1810.hk -> -1120 hkd

3680.hk - +640 hkd on 2020-09-23
1463.hk - -720 hkd on 2020-09-25

us:VTV - +231.81 hkd on 2020-10-09

3680.hk -> 36940 hkd on 2020-10-14
- TODO SELL - BUY 3680.hk at a lower price ? - 37940 - 36940 - 40 = +900

1810.hk -> 8300 hkd on 2020-09-23
- TODO BUY ?
- 20.75 * 1.20 = 24.9
- 20.75 * 0.9 = 18.675
- 9000 - 8300 - 30 = +670 hkd

9988.hk -> 26540 hkd on 2020-09-11
- TODO SELL @305 or after 蚂蚁金服 - 265.4 * 1.11 = 294.594
- 265.4 * 0.93 = 238.86
- 30200 - 26540 - 60 = +3600 hkd

SOFI

• input:

• 134188.83 hkd total on 2020-11-06

• 144188.83 hkd on 2020-10-28
• 134878.12 hkd on 2020-09-10
• 137412.76 hkd on 2020-09-12 (note: sell AGG to invest more in growth one)
• 139814.19 hkd on 2020-09-15 (note: buy ishare asian, buy xiaomi, sell hsbc, msft, and alibaba)
• 147242.54 hkd on 2020-09-17 (note: sell facebook, vgt, and buy xiaomi, 3032, 1463)
• 137500.71 hkd on 2020-09-18 (note: buy 3032.hk, sell facebook, c, voo 2)
• 123817.44 hkd on 2020-09-23 (note: sell VGK 12, 3680, buy xiaomi, c)

• 170270.65 hkd on 2020-10-02 (note: all)

• 165270.65 hkd on 2020-10-16

  • withdraw 5000 hkd on 2020-10-16
  • 12000 (house fee) + 7000 (bitcoin) + 3000 (credit) + 2000 (living) + 5000 - 1000 = 28000 on 2020-10-16
  • 7700 (bitcoin) + 5000 (debit) + 3000 (credit) + 3000 (monthly living) = 18700 on 2020-10-16
  • SELL VWOB + buy US:C (note: wanna keep cash not bonds, US:C will rise )

• 150378.83 hkd on 2020-10-22

  • SELL voo, US:c, 2 VUG for hk stocks
  • keep 100k hkd for some stock

• 144188.83 hkd on 2020-10-28

  • for shenzhen hukou

• stock: - 20% - ~%

• input: 68302.93 hkd on 2020-11-13

• input: 121102.93 hkd on 2020-11-06

  • 65553.26 hkd on 2020-09-12 (note: buy alibaba, and facebook)
  • 65673.26 hkd on 2020-09-15 (note: buy xiaomi and sell hsbc)
  • 57519.69 (note: sell ALIBABA and MSFT, bank of american, don't wanna waste time)
  • 68665.01 hkd on 2020-09-17 (buy and sell xiaomi, 1463, and 3032)
  • 54543.18 hkd on 2020-09-18 (sell facebook, c, voo 2)
  • 50167.86 hkd on 2020-09-23 (sell 3680, buy xiaomi, c)
  • 64627.79 hkd on 2020-10-092 (buy 3680, 1408, US:Xpeng because of rumor )
  • 70568.39 hkd on 2020-10-02 (add us:JNJ, us:MMM)
  • 61927.79 hkd on 2020-10-05 ( sell 1408.hk, buy xiaomi, and 3032.hk)
  • 61179.12 hkd on 2020-10-06 (sell US:Xpeng, check more the industry )
  • sell us:VTT, and buy US:DAUD - fetch some money for house fee, and also, VTT is not a good growth one, and US:DAUD is for 对冲 on 2020-10-08
  • 76862.94 hkd on 2020-10-16
  • sell alibaba, xiaomi for another stock on 2020-10-21

  • sell 1853, 1376, coolcoin on 2020-11-04 (coolcoin: -8486.68, 1853: +10426, 1376: +5000)

  • note: 谨慎下单, 仔细分析

  • 容易被套牢
  • 总是想弥补上次的损失而匆忙下单
  • 剩余的小钱不用急着买, 可以作为一个公共账号
  • 多谨慎, 稍下单, 以后有钱买etf
  • 及时止损, 不要想着去弥补损失
  • buy ones from securities
  • stock 是短期交易

  • 仓促买卖

    • 从小额投资开始, 分散股票, 定期跟进(每个月)

  • 不要贪胜不知输

    • 止损位 10%
    • 止賺位 10% - 15%

  • 买股王坐大浪

    • fear的时候 冷静
    • keep 好股票, sell 烂股票
    • 强势股票, 越加注
    • 买强势股票 -> 跌的时候不跌的太多, 升的时候升的更多
    • 趋势 - 20天平均线 > 50天平均线

  • NOTICE

    • take care with weak persons, especially when they don't obey your orders
    • make the mistakes again - greedy

  • it's not good to wait for the others to make the decision

  • this is not a good idea to buy some stock like US:Xpeng

    • some good news and the industry future in china
    • only No.1 can be

  • 让股息再投资

    • 记录下股息
    • 记下股票买卖的差价

• 9988.hk - 55950 hkd on 2020-11-11

  • @280 hkd
  • 55950 = 55840 + 110 hkd on 2020-11-10
  • sell 25120, and buy 25180 on 2020-11-11 -> -110 hkd
  • TODO SELL if >305 hkd or +5000 hkd

• 1859.hk ?

  • @0.67 hkd
  • 2010 hkd on 2020-11-10
  • TODO SELL if > 0.8 hkd or +400 hkd

• backup:

  • CHECK the high growth stocks
  • US:C
  • US:NIO ?
  • US:FB ?

• dividend/cash

• 720.92 hkd on September 2020

  • 34.95 hkd <- AGG:US on 2020-09-08
  • 5.81 hkd <- MGK:US on 2020-09-16
  • 19.22 hkd <- VGT:US on 2020-09-16
  • 307 hkd <- 0001.hk on 2020-09-17
  • 301.00 hkd <- -30 hkd fees from 6823.hk on 2020-09-25
  • 51.00 hkd <- 6.58 usd from VGK:US on 2020-09-25
  • 1.94 hkd <- 0.25 usd from BAC:US on 2020-09-28

• 210.11 hkd on 2020-10

  • 25.58 hkd <- VNQ:US on 2020-10-05
  • 149.03 hkd <- VOO:US on 2020-10-05
  • 17.98 hkd <- VWOB:US on 2020-10-07
  • 17.52 hkd <- AGG:US on 2020-10-08
  • ~640~ hkd <- 1408.hk on 2020-10-05
  • ~231.81~ hkd <- us:VTV on 2020-10-09

• on 2020-11

• 3067.hk 安碩恒生科技 ETF - 8% - ~4.34%

• note:
  • +300 hkd @15.645 on 2020-11-05
  • buy it on a lower price
  • SELL some when the profit > 200 hkd

• 1579 hkd on 2020-11-11

  • @15.79 hkd
  • TODO BUY 200 < 16 ?

• us:QQQ - 0.2 - 5% - 6.8%

• note
  • @294.5175 usd
  • SELL if the profit > 8% or @315 usd

• 9133.80 hkd on 2020-11-09

• us:VUG - 0.04% - 5%

• TODO BUY ?

• US:VOO - 0.03% - 35%

• note:
  • @326.99
  • TODO BUY

• 654.1 usd -> 5072.38 hkd on 2020-11-12

• us:VNQ - Vanguard Real Estate Index Fund ETF Shares - 0.12% - 10% - ~ 1.47%

• note: as a pool
  • BUY at lower price
  • @79.2075
  • SELL 5 @85.406 -> +240.28 hkd on 2020-11-09
  • TODO BUY

• 253.71 usd -> 1966.98 hkd on 2020-11-09

• US:VGIT - 0.05 - 5% -

• TODO BUY

• note: as a pool ?

• ~ 3199.hk - 5%

• TODO CHECK ?

• US:GLD - 5% - 3%

• note:
  • @175.09
• 4072.19 hkd on 2020-11-09

• TODO SELL if >185 usd or SELL ALL at December

• bitcoin - 3% - ~%

• note

  • 100 hkd on 2020-11-01

• reference

  • huobi

恒生基金 - 应急资金

• ---

• input

• 36285.59 hkd -> 3 months for emergency

• 富兰克林科技基金A类 (美元 累积) - 1%

• TODO CHECK or SWITCH on this December
• 1,112USD + 981USD = 2093 usd - 16006.02HKD
• +18.950 on 08-26-2020
• +92.350 on 08-27-2020
• +3.99% -> 83.490 on 2020-08-28
• +5.11% -> 106.900 on 2020-08-30
• +8.22% -> 172.070 on 2020-09-03
• +2.72% -> 56.910 on 2020-09-04
• -3.30% -> -68.990 on 2020-09-09
• -2.48% -> -51.910 on 2020-09-11
• -3.30% -> -68.990 on 2020-09-12
• -1.69% -> -35.460 0n 2020-09-15
• +1.12% -> 23.380 on 2020-09-29
• +1.33% -> 27.810 on 2020-09-30
• +7.65% -> 160.040 on 2020-10-10
• +10.22% -> 213.820 on 2020-10-14
• +8.55% -> 179.030 on 2020-10-16
• +7.16% -> 149.920 on 2020-10-21
• +10.61% -> 222.050 on 2020-11-07

• +7.25% -> 151.820 on 2020-11-12

• 貝萊德全球基金 - 可持續能源基金A2類股份 (美元) - 1%

• 2,695.42 usd -> 20,900.58 hkd - 10usd fee on 2020-11-10

• -1.59% -> -43.15 on 2020-11-12

• ~ 贝莱德全球基金 - 世界矿业基金A2类股份 (美元) - 1.75%

• 2,705.90usd -> 20978.67hkd
• +3.41% -> +692.30 on 2020-11-07

sofi.hk stock ~10% -> 25%

• input:
• 55642.69 HKD on 2020-08-31

0001.hk 長和 - 25,225

us:FB = 1787.78usd -> 13855.38 hkd

us:MSFT 288.72 = 231.13 usd -> 1791.29 hkd ?

us: bank of american 156.26 -> 1211.02 hkd ?

0005.hk 汇丰控股 - 13,560 ?

9999.hk - 网易 ? 01810.hk - xiaomi ?

ETF-stock ~55% - 52.8%

• input:

• 117369.31 hkd on 2020-08-31

• us:voo - 0.03% - Vanguard S&P 500 ETF - SEC yield 1.69 - ~67.6%

• 北美股票 - 6357.9698 usd -> 49277.76 hkd

• us:vgt - 0.1% - Vanguard Information Technology Index Fund ETF Shares - Yield 1.08% * 0.7 - ~17%

• TODO sell ?

• IT 基金 - 1545.59 usd -> 11978.55 HKD

• 3010.hk iShares 安碩核心MSCI 亞洲（日本除外）ETF - 0.28% - 100hkd 手续费 - ~8.5%

• 5884 hkd on 08-26-2020

• Vanguard Mega Cap Growth ETF - MGK - 0.07 - ~6.5%

• TODO sell ?

• 779.74 usd = 6043.41 hkd

• ---

• ~25%
• 恆生中國新經濟指數基金-D類 - 0.55%
• HKD7,900

• +3.43% -> HKD5,068.26 -> 2020-09-03

• 富兰克林科技基金A类 (美元 累积) - 1% -

• 1,112USD + 981USD = 2093 usd - 16006.02HKD
• +18.950 on 08-26-2020
• +92.350 on 08-27-2020
• +3.99% -> 83.490 on 2020-08-28
• +5.11% -> 106.900 on 2020-08-30

• +8.22% -> 172.070 on 2020-09-03

• 贝莱德全球基金 - 世界矿业基金A2类股份 (美元) - 1.75% ?

• TODO sell
• 2616.6usd -> 20279.57hkd
• -52.300 on 08-26-2020
• -51.150 on 08-27-2020
• -1.12% -> -29.280 on 2020-08-28
• +0.13% -> 3.530 on 2020-08-30
• +0.75% -> 19.650 on 2020-09-01
• +0.18% -> 4.680 on 2020-09-03

US Bond ~20% - 18.75%

• input:

• hkd41664.77 on 2020-08-28

• us:AGG - 0.04% - iShares Core U.S. Aggregate Bond ETF - 60% - ~77.8%

• 环球债券 -> 4016.4118 USD -> 31129.00 hkd

• TODO sell 16407.36 hkd -> ?

• Vanguard新興市場政府債券ETF〈VWOB〉 - 0.3 - 20% -

• TODO buy -> 5% ?

• us:VNQ - Vanguard Real Estate Index Fund ETF Shares - 0.12% - 25% - ~17.2%

• 972.34 usd -> 7535.77 hkd on 09-03-2020

• 恒生香港債券基金 - 0.55 - 5%

• 3000 hkd
• TODO buy more ?
• sell 2500 hkd on 2020-09-16

Money - 保險 ~ 10%

• 健康保险, 医疗保险, 寿险

• 基本保障类别 盡早選擇醫療保險、危疾保險或意外保險

• 人的醫療保障計劃

• 危疾保險

• 醫療保險 -> 墊底費（即費用的一部份需要自行負責）的計劃以減低保費

• 專門醫保產品

• Bowtie 保險

• 保柏环球优越自愿医保计划

• 保柏互通保額醫療保障計劃

  • 每年根据年龄重新投保?
  • 恒生银行为你提供合资格延期年金保单、自愿医保及强积金可扣税自愿性供款方案, -> 恒生强积金可扣税自愿性供款 ?

• 保泰自願醫保 – 靈活計劃 – 升級計劃 - 446.38hkd/m

• 友邦

• todo

• 体检

others

• US:DAUD - VelocityShares每日四倍做多美元兌澳幣匯率ETN - 1.5 - 5% - ~ 4.5%

  • note: 对冲
  • US stocks go down because of high risk -> usd will go up -> then US:DAUD will go up USD is 避險貨幣
  • TODO CHECK the strategy every month
  • SELL almost ALL on the DAY, and buy at normal days
  • SELL 50% in the coming day, and buy DOUBLE on some day because USD will go down
  • BUY 15, and SELL 80% on 2020-10-12, KEEP it on 2020-10-12

  • BUY 10 @24 on 2020-10-14 - NOT NOW

  • 998.93 usd to 7741.76 hkd on 2020-10-12

  • 24.3889 usd

  • TODO SELL

• US:VWOB - 0.25 - 5% - 4.4%

  • note:
  • lower fee than AGG and 3199.hk, and higher dividend
  • just sell the stock, and didnot check the debts before, and cannot totally balance
  • KEEP at least 5000 HKD as montly living backup

  • own 1000 hkd on 2020-10-08

  • SELL 11 on 2020-10-14

    • withdraw 7000 hkd on 2020-10-14

  • THEN TODO BUY 7 firstly at lower price

• 96.26 usd -> 746.04 hkd on 2020-10-14

• us:VTV - 7% - 4.8%

  • TODO SELL
  • 1057.49 usd -> 8195.63 hkd on 2020-10-05

• 3199.HK - 中債5年期國債 - 1.05 - 10%

  • note
  • buy at LOW price, and sell at HIGH price
  • high fee

• US:AGG - 0.04% - iShares Core U.S. Aggregate Bond ETF - Yield 2.46% - 3% - 2.7%

  • TODO SELL ?
  • note: keep at least 4500 hkd as the monthly living backup

• 591.02 usd -> 4580.45 hkd on 2020-10-05

  • SELL 11 for house fee on 2020-10-05

• 3010.hk iShares 安碩核心MSCI 亞洲（日本除外）ETF - 0.28% - 100hkd 手续费 - 10% - 3.4%

  • TODO CHECK ?
  • 5742 hkd on 2020-09-15 (note: more distribution)

• us:VNQ - Vanguard Real Estate Index Fund ETF Shares - 0.12% - yield 2.73% - 15% - 17.1%

  • TODO SELL ALL ?
  • 661.81 usd -> 5129.05 hkd 2020-09-17
  • 740.97 usd -> 5742.63 hkd on 2020-09-28
  • buy 1 for a lower average price
  • 344.32 usd -> 2668.57 hkd on 2020-09-30

• Vanguard industry ETF - VIS - 0.1 ?

• Vanguard Value (NYSEMKT:VTV) - 0.05 - 5%

  • TODO buy ?

• 3141.HK BMO 亞洲美元投資級別債券ETF - 0.35% - 10%

  • TODO buy

• ~ 3067.hk - 0.25% ?

• US: GLD - 0.40 - 5% -

  • TODO buy ?

• Vanguard成長股指數〈VUG〉 - 0.05

  • TODO buy?

• ~ Vanguard FTSE歐洲ETF〈VGK〉 - 0.11% -

  • 10hkd on 2020-08-28 ?

• ~ 貝萊德中國債券基金 - 0.75%

• Vanguard中型成長股ETF - VOT - 0.07 - ?

• ~ 2801.HK iShares安碩核心MSCI中國指數ETF - 0.2%

• ~ Franklin FTSE歐洲ETF〈FLEE〉- 0.09%

• ~ simplyFund - 恒生環球均衡增長基金D類單位 (港元 累積)

  • 32k - 16160.44 = 16160.44hkd

• ~ simplyFund - 恒生香港債券基金D類單位 (港元 累積)

  • 20k * 1/3 = 6,738.44hkd

• ~ Schwab U.S. REIT ETF (SCHH) - 0.07%

• ~ 贝莱德全球基金 - 环球资产配置基金A2类股份 (美元) - 1.75%

  • 2383.4usd
  • +61.190 on 08-26-2020
  • +68.590 on 08-27-2020
  • +3.45% -> +82.280 on 08-28-2020
  • +3.49% -> 2,466.52 on 2020-09-03

• Tether - stable digital cash on the Blockchain

• ~ 恒生基金

  • +747.34

• ~ NYSE Arca : GLD 5% -

• 3022 / 9022 - iShares安碩MSCI新興市場ETF - 0.18% -

• us:VGIT - 0.05% - Vanguard Intermediate-Term Treasury Index Fund ETF Shares

• iShares NASDAQ 100 ETF - 2834 - 0.28 -

• ~ 9101.hk - 領航富時發展歐洲指數ETF - 0.18%

• ~ simplyFund - 恆生環球高增長基金-D類

  • ~ 25k

• ~ Vanguard FTSE Pacific ETF VPL - 0.08%

• 南方東科技指數ETF﹙3033﹚

• ---

  小鹏汽车 ?
  小米集团 ?

notes

• 投资理财

reference